pkar98 Terms and Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and pkar98 ("pkar98", "the Platform", "we", "us"). By accessing or using any part of the pkar98 platform — including the website, mobile app, sports betting section, live casino, fish games, game lobby, or any other product or service offered under the pkar98 brand — you agree to be bound by these Terms.

Your acceptance of these Terms is a condition of your ability to use pkar98. Using the platform constitutes your acceptance even if you have not clicked a specific "I agree" checkbox during account registration. These Terms apply continuously for as long as your account remains active.

These Terms should be read alongside pkar98's Privacy Policy and Responsible Gaming guidelines, both of which form part of the overall agreement between you and pkar98.

2. Eligibility & Age Requirements

To register and use a pkar98 account, you must:

• Be at least 18 years of age at the time of registration.
• Be a natural person capable of entering into legally binding agreements.
• Not be accessing the platform on behalf of another person or as an agent.
• Not be subject to any self-exclusion order or restriction that would prevent you from using an online gaming platform.
• Not be using the platform for commercial purposes, professional arbitrage, or any other purpose that exploits pkar98's products outside the intended personal entertainment context.

pkar98 reserves the right to request verification of your age at any time. If age verification is requested and you fail to provide satisfactory documentation within a reasonable period, pkar98 may suspend or close your account and withhold any balance until the matter is resolved.

3. Account Registration

3.1 One Account Per Player

Each player is permitted to hold one pkar98 account only. Duplicate accounts — whether created under the same name, same identity documents, same device, same payment method, or same household — are prohibited. If pkar98 identifies duplicate accounts, all duplicate accounts will be closed and any balances or bonuses within those accounts may be forfeited.

3.2 Accurate Information

You must provide accurate, truthful, and complete information when registering your account. This includes your full name, date of birth, and contact details. Providing false information is a breach of these Terms and may result in account suspension or closure without refund of any balance.

3.3 Account Security

You are responsible for maintaining the security of your pkar98 account credentials. Your username and password must not be shared with any other person. pkar98 will not be liable for any losses resulting from unauthorised access to your account where such access resulted from your failure to keep your credentials secure. If you suspect your account has been accessed without your authorisation, contact pkar98 support immediately via in-app live chat.

3.4 Account Verification

pkar98 may require identity verification (KYC) at any point — including before processing withdrawals, after significant deposits, or as part of routine security reviews. Verification documents typically include a valid national identity document (CNIC). Failure to complete verification may result in withdrawal holds or account limitations until verification is satisfactorily completed.

4. Deposits & Payments

All transactions on pkar98 are conducted in Pakistani Rupees (PKR). pkar98 does not accept deposits or process withdrawals in any foreign currency. The following PKR payment channels are supported:

• JazzCash — mobile wallet deposits, near-instant credit
• Easypaisa — mobile wallet deposits, near-instant credit
• Raast — direct bank-to-platform transfers via the Raast interbank system
• Bank Transfer — direct deposit via Pakistani bank accounts
• Debit/Credit Cards & Mobile Wallets — supported card and wallet options as displayed at deposit

4.1 Deposit Processing

Deposits via JazzCash, Easypaisa, and Raast are typically credited to your pkar98 wallet within minutes of a successful transaction. Bank transfer timings depend on your bank's processing schedule. pkar98 does not charge a deposit fee on any supported payment method. Your payment provider may apply their own standard transfer fees, which are outside pkar98's control.

4.2 Minimum Deposit

Minimum deposit amounts are displayed at the time of transaction and may vary by payment method. pkar98 reserves the right to update minimum deposit thresholds. Current minimums are always visible on the deposit page.

4.3 Deposit Funds Ownership

All funds deposited into your pkar98 account must be your own money. Depositing on behalf of another person, or receiving deposits from third parties into your account, is prohibited. pkar98 is not responsible for any losses arising from deposits made from sources other than your own verified payment methods.

5. Withdrawals

Withdrawals from your pkar98 account are processed to the same payment method used for your deposit where possible. pkar98 does not process withdrawals to third-party accounts or payment methods not associated with your verified identity.

5.1 Withdrawal Processing Times

Withdrawal processing times depend on your chosen payment method and your account verification status. JazzCash and Easypaisa withdrawals for verified accounts are typically processed within a few hours. Bank transfers may take one to two business days depending on your bank. VIP-tier players receive priority withdrawal processing as part of their membership benefits.

5.2 Withdrawal Verification

pkar98 may place a hold on withdrawal requests pending identity verification. This is a standard security measure and is not a reflection of account standing. Verification holds are typically resolved within 24 hours once the requested documentation is submitted. Players who have previously completed full KYC verification will experience fewer withdrawal delays.

5.3 Minimum Withdrawal

Minimum withdrawal amounts are displayed at the time of the withdrawal request and may vary by payment method. pkar98 reserves the right to adjust minimum withdrawal thresholds. Players should check the withdrawal page for current limits before submitting a request.

5.4 Bonus Balance and Withdrawal

Bonus funds are subject to wagering requirements before they can be withdrawn. The specific wagering requirement attached to any bonus is stated in the terms of that promotion. Only real-money balance (cash balance) may be withdrawn freely, subject to identity verification requirements. Attempting to withdraw bonus funds before meeting wagering requirements will result in the bonus balance being removed from the withdrawal amount.

6. Betting Rules

All sports betting on pkar98 — including cricket, PSL, T20 internationals, football, and esports — is subject to the following general rules. Specific sport and market rules are available within the betting section of the platform.

6.1 Bet Placement

Bets are only valid once they have been accepted and confirmed by the pkar98 system. A bet confirmation screen and reference number will be displayed upon successful placement. Bets that are placed but not confirmed — due to connectivity issues, technical errors, or odds changes — are not valid and no funds will be deducted for unconfirmed bets.

6.2 Odds Changes

Odds on pkar98 are subject to change at any time before a bet is confirmed. If the odds on a selection change between the time you initiate a bet and the time it is processed, pkar98 may either accept the bet at the new odds, offer you the new odds for confirmation, or decline the bet. The treatment of odds changes on specific markets is indicated within the betting interface.

6.3 Match Abandonment and Void Bets

If a cricket match or other sporting event is abandoned, suspended, or otherwise does not conclude under conditions sufficient for a result to be determined, affected bets will typically be voided and stakes returned. The specific voiding conditions for each sport and market type are detailed within the relevant sport's rules section on the platform. In-play bets that have already been settled at the time of abandonment retain their settled status.

6.4 Maximum Payout Limits

pkar98 applies maximum payout limits per bet, per market, and per day. These limits are set to protect the integrity of the platform and are displayed within the relevant market. Bets that would result in a payout exceeding the applicable limit may be accepted at a reduced stake or declined. pkar98 will communicate the reason for any stake reduction at the time of bet placement.

6.5 Errors and Mispriced Odds

pkar98 reserves the right to void any bet placed on odds that were published in error — including technical errors, data feed errors, or obvious pricing mistakes. In such cases, the stake is returned to the player's account. pkar98 will not intentionally misprice markets and such corrections are made only where a genuine error can be demonstrated.

7. Bonuses & Promotions

pkar98 offers bonuses and promotional offers to registered players from time to time. All bonuses are subject to the specific terms stated at the time the offer is made, in addition to these general bonus conditions.

• Bonuses are available to eligible players only. pkar98 reserves the right to determine eligibility at its discretion.
• Each bonus offer may only be claimed once per player unless the offer explicitly states otherwise.
• Wagering requirements must be met before any bonus-derived winnings can be withdrawn. The applicable wagering multiplier is stated on each individual offer.
• Bonuses must be used within their stated validity period. Expired bonuses are forfeited without compensation.
• pkar98 reserves the right to withdraw, modify, or cancel any bonus at any time. Where a bonus is cancelled after being credited, any wagering already completed will be taken into account in determining what, if anything, is returned to the player.
• Attempting to abuse the bonus system — including creating multiple accounts to claim bonuses, using bonuses in a manner inconsistent with their purpose, or exploiting technical errors — will result in the bonus being voided and may result in account suspension.

8. VIP Programme

The pkar98 VIP programme rewards consistent players with tiered benefits including weekly PKR cashback, priority withdrawals, and dedicated account support. Participation in the VIP programme is subject to the following conditions:

• VIP tier eligibility is determined by wagering activity over a rolling period. Tier thresholds and the specific benefits attached to each tier are detailed on the VIP page.
• VIP cashback is calculated on net losses over the applicable period and credited to your main PKR wallet. Cashback amounts do not carry wagering requirements.
• VIP tier status is reviewed periodically. Players who do not maintain the activity level required for their current tier may be moved to a lower tier at the next review.
• pkar98 reserves the right to modify VIP tier structures, benefit levels, and eligibility criteria. Changes will be communicated in advance where practical.
• VIP benefits are personal to the account holder and cannot be transferred to another account.

9. Responsible Gaming

pkar98 is an entertainment platform for adults who choose to use it. We take responsible gaming seriously and provide tools to help every player stay in control of their gaming activity.

• Deposit Limits: You can set daily, weekly, or monthly PKR deposit limits on your account. Once set, limits take effect immediately. Increases to limits are subject to a cooling-off period.
• Session Reminders: You can set timed reminders that notify you of how long you have been playing during a session. These are available in your account settings.
• Self-Exclusion: If you feel that your gaming is becoming a problem, you can request self-exclusion from your account settings or through the support team. Self-exclusion closes your account for a minimum period and prevents re-registration during that time.
• Reality Checks: Regular prompts during play remind you of your session length and net result, helping you make informed decisions about whether to continue.

Gaming should always stay within the budget and time you set for yourself before you start. pkar98 will never pressure you to deposit more, play longer, or ignore the tools designed to keep gaming enjoyable. For more detail, visit the Responsible Gaming page.

10. Prohibited Conduct

The following activities are strictly prohibited on pkar98. Engaging in any prohibited conduct may result in immediate account suspension, closure, forfeiture of balances, and exclusion from the platform:

• Registering more than one account, or registering on behalf of another person.
• Providing false identity information during registration or verification.
• Using another person's payment method without their explicit consent.
• Attempting to manipulate or exploit bonuses, promotions, or the VIP programme through dishonest means.
• Using automated software, bots, scripts, or artificial intelligence to place bets or interact with the platform in a manner not intended for human players.
• Engaging in match fixing, insider information betting, or any activity that undermines the integrity of a sporting event or game outcome.
• Attempting to reverse-engineer, copy, or interfere with any part of the pkar98 platform's software or infrastructure.
• Using the platform for money laundering, fraud, or any other illegal financial activity.
• Harassing or threatening pkar98 staff or other players.
• Attempting to access the platform from a jurisdiction where you are not permitted to do so.

11. Privacy & Data

pkar98 collects and processes personal data in accordance with its Privacy Policy. By using the platform, you consent to the collection and processing of your personal data as described in that policy. Key points include:

• Your personal data is collected to operate your account, process transactions, verify your identity, and provide customer support.
• pkar98 does not sell your personal data to third parties.
• Payment data is handled exclusively by the relevant payment processors and is not stored on pkar98 servers.
• pkar98 may use aggregate, anonymised data to improve the platform and its services.
• You have the right to request access to the personal data pkar98 holds about you, and to request corrections where that data is inaccurate.

For full details of how your data is handled, please read the Privacy Policy.

12. Limitation of Liability

pkar98 provides the platform on an "as available" basis. While pkar98 makes every effort to maintain continuous, uninterrupted service, it does not guarantee that the platform will be available at all times or free from technical errors.

• pkar98 is not liable for losses arising from platform downtime, technical errors, or service interruptions outside its reasonable control — including payment processor outages, network failures, or force majeure events.
• pkar98 is not liable for any losses you incur as a result of your own gaming decisions. Betting involves risk and you accept that risk when placing a bet.
• In the event of a technical error that results in an incorrect game outcome or odds display, pkar98 reserves the right to void the affected bets and return stakes. pkar98 is not liable for any consequential losses arising from such errors.
• pkar98's total liability to any individual player in connection with a specific claim is limited to the value of funds held in that player's account at the time the claim arises.

13. Changes to These Terms

pkar98 reserves the right to update or modify these Terms and Conditions at any time. Where changes are material, pkar98 will provide notice via the platform — typically through an in-app notification or a notice on the website. The "Last updated" date at the top of this page will reflect the date of the most recent revision.

Continued use of pkar98 following the publication of updated Terms constitutes your acceptance of those changes. If you do not agree with the updated Terms, you should stop using the platform and contact support to close your account. Your PKR balance will be returned to your verified payment method subject to standard withdrawal conditions.

14. Contact & Support

If you have questions about these Terms, your account, or any aspect of the pkar98 platform, the support team is available 24/7 via in-app live chat. For general enquiries, you can also reach the team by email — the contact address is listed in the footer of this page.

pkar98 aims to respond to all support queries within a few hours. During high-volume periods such as PSL match days, response times may be slightly longer but the team is fully staffed to handle peak demand.